OpenAI on Friday rolled out a preview of new personal finance tools for ChatGPT Pro subscribers in the United States, enabling users to link their financial accounts and ask questions about their spending patterns, budgeting, and long-term financial planning.

To power the account connectivity, OpenAI partnered with financial data network Plaid.

Users can link accounts from more than 12,000 financial institutions, including Charles Schwab, Fidelity Investments, JPMorgan Chase, Robinhood, American Express, and Capital One.

After linking their accounts, users gain access to a dashboard displaying portfolio performance, spending activity, subscriptions, and upcoming payments.

The launch comes just a month after OpenAI acquired the team behind personal finance startup Hiro in April. The startup had been backed by firms including Ribbit Capital, General Catalyst, and Restive Ventures.

OpenAI said the Hiro team’s financial expertise contributed to the development of the new product, but did not clarify whether they built the feature in its entirety.

Users can access the feature by clicking “Get started” under the “Finances” tab in the sidebar or by typing “@Finances, connect my accounts” directly into a ChatGPT conversation. The chatbot then walks them through linking their accounts via Plaid.

OpenAI said it also plans to add support for Intuit, which would allow users to run deeper analyses, such as estimating the tax impact of selling stocks or assessing their chances of credit card approval.

OpenAI said more than 200 million users already turn to ChatGPT each month for financial guidance. The company added that its new GPT-5.5 model demonstrates improved contextual reasoning, a key capability for handling complex finance-related queries.

OpenAI also noted that it collaborated with finance experts to develop a dedicated benchmark aimed at strengthening the model’s performance on personal finance questions.