Fintech company Pipe is partnering with Uber Eats to make it easier for small restaurants to access capital.

The collaboration integrates Pipe’s technology into the Uber Eats Manager app, providing eligible restaurants with pre-approved funding offers based on their revenue and cash flow, according to CNBC.

The rollout begins this week, giving thousands of United States restaurants the ability to explore financing directly within the app, which already serves as a central hub for managing daily operations.

The move aims to reduce barriers for restaurants seeking quick and tailored capital solutions.

“I think it’s an alignment of wanting to help these small businesses succeed, building the thing that just works to do that and making it so seamless and embedded that the customers don’t even realize somebody else is involved,” Pipe CEO Luke Voiles stated.

Pipe says its funding process avoids credit checks, FICO scores, personal guarantees, and typical bank hurdles.

“The No. 1 pain point for small business is access to capital, and in the restaurant space, it’s even more acute,” Voiles said.

Pipe, valued at $2 billion, leverages artificial intelligence to determine funding amounts using six months of anonymous credit card transaction data provided by Uber.

Within the Uber Eats Manager app, restaurants can opt to share their data with Pipe, submit an application, and access capital directly.

Uber’s vice president of global commerce and financial services, Karl Hebert, said that Pipe only sees anonymous historical performance data from Uber Eats restaurants, meaning funding offers are based solely on those metrics.