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Tag: Credit

Business

Only 6% of Nigerians access formal credit despite rising inclusion

Nigeria’s Credit Landscape Report 2025 has revealed a significant gap in the country’s financial system, showing that despite rising levels of financial inclusion, only about six per cent of adults currently obtain credit from formal financial institutions. The report, published by Credit Direct in June 2026, noted that more than 64 per cent of Nigerian […]

featured Finance

Nigerians, others borrowed $3.18bn airtime credit in 2025 — Optasia

Mobile phone subscribers in Nigeria and other emerging markets borrowed airtime worth $3.18bn on credit in 2025, with Africa accounting for more than 94 per cent of the total, according to the latest financial statements of fintech firm Optasia. The PUNCH reported that the company’s 2025 consolidated financial statements showed that airtime advances granted through […]

Economy

Nigeria’s credit expansion crosses historic N100tr mark

Credit to the Nigerian economy crossed the N100 trillion threshold for the first time, rising by 1.7 per cent month-on-month to N100.98 trillion in November from N99.2 trillion recorded in October. The growth was largely driven by a significant increase in credit to the government, which expanded by 6.4 per cent month-on-month to N26.4 trillion […]

Business

Private sector credit surged by N1.8tr in October

Private sector credit surged by N1.88 trillion in October 2025, a sharp 2.60 per cent monthly increase that marks the strongest growth of the year, according to Central Bank data. The N1.88 trillion increase marks a 2.60 per cent month-on-month surge, the strongest growth recorded in 2025. This surge followed the Monetary Policy Committee’s decision […]

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