Google is rolling out a Google Wallet integration to all Gemini app users in the United States, allowing the artificial intelligence chatbot to analyse spending patterns, identify subscriptions and recommend budgets.
The feature provides read-only access to users’ financial information.
Google announced the expansion on Thursday, adding that users can also connect their bank accounts and credit cards through Plaid to receive more detailed financial insights.
By tagging @Google Wallet in a conversation, users can ask Gemini to break down their spending from the previous quarter or help them save $1,000.
The chatbot can also identify subscriptions whose prices have increased and recommend holiday budgets based on spending patterns from the previous year.
Google said it may use summaries of users’ financial data to train its AI models if they have their activity settings enabled.
The integration is optional and operates on a read-only basis, allowing Gemini to access users’ financial information without the ability to transfer funds, manage accounts or make investments. Users can disconnect the service at any time.
This differs from Google’s Universal Cart feature, which already allows Gemini to process payments.
Google said it does not directly train its artificial intelligence models using Google Wallet data.
However, its help pages indicate that when users leave Gemini activity enabled, the company may use summaries of their transactions to train its AI models.
Some conversations may also be reviewed by human evaluators.
Alongside the Wallet integration, Google introduced Memory Summary, a dedicated page that allows users to see information Gemini retains about them, including personal goals and preferences.
Users can edit or delete the stored details.
However, the feature is currently unavailable in Europe and the United Kingdom.
